Good day, today I’m going to move a bit away from life insurance and talk about Clientele Life’s legal protection plan, Clientele Legal. I’m writing this because I get a lot of questions from people asking me to post a link to the Clientele Legal quotation form like I did for the hospital plan. Well you can click on the banner on the right.
The Clientele Legal Plan Offers The Following
You’ll get access to the best lawyers 24 hours a day, seven days a week. These lawyers will help you with any civil, labour or criminal related matters. You will get R165 000.00 worth of legal assistance every year, or R1.65 million for life! You can get this for only R165.00 a month, not bad hey?
If you want more information about this, you can fill in the form you get by clicking on the banner on the right, and someone from Clientele Legal will call you back to discuss any questions you may have.
Clientele Hospital Plan
This name of this plan from Clientele has changed and is now called the Clientele H.E.L.P Plan. Read more about it here.
Life Cover Quotes – Compare Premiums Here
Getting life cover quotes is one of the most important things to do when searching for life insurance. You would not want to take out a policy and later find out you are paying double the monthly premiums that other insurers offer. So be prepared and get your quotations by clicking on the appropriate images on the right. The link will open in a new window so feel free to look around further on our site, you may just find something useful. One last thing – there are professionals on this topic that will help you and give you free advice, feel free to use their services to help you make the best decision. You will also see links to these services on the right.
Life Cover Explained
Life is full of unexpected things, some are good others well can be not so good. Life insurance is policy, similar to that of car insurance. In the event that something untoward was to happen to you or a loved one. The life cover would be there like a safety net to help your family cope with the grief of their loss. Family means a lot to people, so why wouldn’t you try and provide for them in the even that something was to happen to the main bread earner in the family.
Having life assurance is just one of the many things that a responsible person can do, it is quite a selfless act really. By signing the policy you are not saying that you think something bad will happen to you. It is just something that will give you peace of mind, knowing that after your gone your family will not struggle to pay the bills or suffer from any debt that you may have.
There are a lot of different policies for you purchase some of which will not suit you others will, you can get joint polices that will include you and your partner. Each policy can be tailored to suit your personal requirements, this includes the amount the pay out. It is simply just a monthly payment that you may not even notice the amount leaving your account.
There are a few different terms you may need to know before you start to shop around for a life cover policy;
Term Assurance policy
Term life cover is a policy that will pay out over a selected time period or “term”. This type of policy can be set up so that the pay out stays the same throughout the term of the policy, it will decrease though out the term of the policy this tends to happen as a debt is reduced such as a mortgage. It can also be designed to to keep up with the pace of inflation. Term assurance is a cheaper life cover policy in comparison to others on offer.
Premiums can be set up one of two ways, guaranteed or reviewable. A Guaranteed premiums are set at a single price that will not increase through out duration of your life insurance policy. This allows you to control your future budget. Having a guaranteed premiums are slightly more expensive than other policy that are available to you. Especially in comparison to reviewable premiums which the price can change over the duration of the life cover policy where as the guaranteed premium keeps a constant price that my turn out to be cheaper over a longer period of time.
Whole Life Policy
A whole life insurance policy unlike the the term assurance life policy does not pay out after a period of time. It is a guaranteed to pay out regardless of when the person named in the policy passes away. This life cover policy is usual set up to for leaving money behind to help with funeral costs or even in the event that inheritance tax is unreasonably high. A whole life policy has recently become more affordable and is now one of the cheaper options when you are selecting your life cover policy.
These are just a few of the many types of life insurance policies you can purchase for yourself, you can have a life policy that has designed by you and covers all the needs of your family when you are gone. One of the best decisions you can make could be selecting a life policy that will provide for those who are around you.
Go on and start comparing quotes now!
Life Insurance Quote
Before deciding on a life insurance policy, it is highly recommended that you first get a life insurance quote from several different insurance companies to avoid disappointment in the future. It is never a good feeling to buy something and then later find out that you could’ve gotten it for much cheaper. To avoid this, we try to find free services from insurers like free quotes or advice to help our readers make the best decision when buying life insurance. So go on and click on the images on the right to use these services and find the best life insurance quote to suit your budget.
Life Insurance Quotation
Getting a life insurance quotation is vital when choosing a life insurance policy. Remember, the insurance policy may seem like a good deal, but how does the monthly premiums compare to other insurers’ rates? We recommend that you get life insurance quotes from as many companies as possible to find the best deal for your pocket. If you look to the right hand side of this page, you will see several companies offering free quotes or advice. Feel free to use them to help find the best life insurance policy to suit your needs.
Life Insurance Quotation
Life Insurance No Medical Exam
These days getting life insurance over the phone with no medical exams is easy! There are several life insurance companies that offer life insurance with no medical exam – just click on the images on the right hand side of this page to see. This will open a new window where you can get free a quote – if you like what you see, you can get life insurance over the phone or even the internet! No medcal Examination required.
Life Insurance No Medical Exam
Life Insurance Premiums
Life insurance premiums will vary depending on the type of life cover you are looking for. This option includes funeral cover, death cover, critical illness and accidental disability cover. You can compare these policies and their premiums by clicking on the images on the right and getting a free quote. This way you can get the policy that is right for you and has life insurance premiums that suit your pocket.
Cheap Life Insurance
To find cheap life insurance you must first decide what you are looking for in life insurance. Do you just want your family to be paid a large sum of cash when you die? Do you want your funeral costs to be covered, or do you also want to be covered in the event of injury or critical illness?
To help you make a decision, there are professionals that will give you advice at no cost. Just click on the images on the right to get free quotes, get your questions answered or just get advice on what policy is best for you.
So go ahead and find cheap life insurance now that suits you and your family’s needs, as well as your budget.
Life Cover Insurance – Compare Quotes Here
Life cover insurance is one of those insurance types that doesn’t really have an effect on your life, but it will make an extremely big difference to your family’s life when you die someday. Usually death happens very unexpectedly, and you wouldn’t want your family to worry about funeral costs in their time of grief. This is one of the things that life cover insurance can avoid. Most policies cover funeral costs and will also pay out a large sum of cash to help make your family members’ lifes easier in the event of your death.
There are several things to take into consideration when choosing a life insurance policy. These things include the monthly premiums you can afford, the amount you want your family to be paid and things you want to be covered for – things like accidental disability, illness etc. To help you with this, there are several images on the right hand side of this screen offering free quotes or free advice. Feel free to use these services to help you find the best life cover insurance to suit you and your family’s needs.