Clientele Life Insurance

Clientele Life Insurance

Clientele Life’s insurance plan offers affordable life cover that pays up to R200,000 to your family in the event of your death.  This can be due to natural causes or accidental death.  The first R10,000 can be paid out within 48 hours to help with funeral costs and you can get covered from just R110 a month!

Click here to get more info about Clientele Life Insurance, to get your questions answered or to get a free quote.

Cheap Life Assurance

Cheap Life Assurance

If you are looking for cheap life assurance, you came to the right place! My advice for you is to get several quotes from life assurance companies and compare them to find the best policy to suit your life as well as your budget. You can get these free life insurance quotes by clicking on the images on the right hand side of this page. A new window will open with a quick form to complete. After you completed this form a agent will give you a call with quotes and answer any questions you may have about their insurance plans. Go on and find your cheap life assurance now!

Clientele Life Funeral Cover

You probably found this page by searching for Funeral Cover, well, then the Funeral Dignity Plan from Clientele Life may be exactly what you need. This plan provides up to R500,000 family cover (up to 13 people) and pays out within 24 hours after death. You will also receive R200 airtime to make that important phone calls, and then, grocery and unveiling benefits. You will also receive professional help during this time. To learn more about this plan you can complete their quick online form and an agent will call you back to give you a quote and/or discuss any questions you may have.  You can get covered from as little as R190 a month!

Clientele Life Contact Details

Clientele Life

Life / Hospital / Funeral Cover Quotes or Questions

To get a free life, hospital or funeral insurance quote, click on the appropriate banner on the right-hand side of this page. An agent from Clientele Life will then call you back as soon as possible to give you a quote and/or answer any questions you may have.


Client Services

Clientele Life:
Mondays – Thursdays: 08h00 – 17h00
Fridays: 08h30 – 16h00
Saturdays: 09h00 – 12h00
Tel: 011 320 3000
Fax: 011 320 3133
Email (Clientele Life):
Email (Clientele Legal):



Life / Legal Claims

For details about submitting a Clientele Life or Legal claim, visit this page.

Hospital Plan Claims

For the Clientele hospital plan claim process, visit this page.


Are you looking for a life assurance quote?…If so, then you have come to the right place. Just complete the form above and start getting life assurance quotes immediately. You can choose the life insurance companies you want to get life insurance quotes from and start comparing them to find the best one to not only suit your needs, but also your budget.

Life Assurance Quote

Looking for funeral cover too?  No problem, just click the box next to “I also want quotes for funeral cover” and you will get quotes for that too!  And keep in mind, these quotes are absolutely free and are here to help you make the best decision…So go ahead and start comparing life assurance quotes now.

Life Insurance Term

Get your free life insurance quotes HERE!

When a term life insurance policy is taken out, a life insurance term, as it is referred to can be a time period of 1, 10, 20, 30 years.  Your life insurance policy will only be valid in that term, which means if you don’t die in that period – the policy is useless to you.  This is basically what it comes down to, but don’t be put off – this term can be lengthened  for some policies which is explained in more detail in this TERM LIFE INSURANCE article.

If you already know about life insurance terms and want to get more information from a financial adviser (at no cost of course) or get life insurance quotes – please read our LIFE INSURANCE SOUTH AFRICA article.  You can also click on the images on the right hand side of this page to visit the web pages of the different life insurance companies directly.

Life Insurance South Africa

Hi and thank you for visiting our site.  We can’t stay ahead with all the life insurance companies currently starting in South Africa – every time we find a new one we have to update this page.  Because this can be very time consuming, we thought it would be best if we just update the banners on our site every time we find a new life insurer rather than updating every article.  So if you look on the right hand side of this page, you will find various banners of life insurers in South Africa.  Some of these banners are from specific life insurers, and some will link to sites that will compare life insurance rates for you.  All of these sites are verified and we assure that you will find what you are looking for at the sites these banners link to.    So go ahead and look at all the available life insurance policies South African life insurers can offer you.

Life Insurance South Africa

Life Insurance South Africa

Online Life Insurance Quotes – Get 9 Quotes Free

Thanks to the internet, it is very easy to compare life insurance quotes online nowadays.  You probably reached this page because you already decided that you want to buy life insurance.  If not, you can read some of the other posts to see why it is so extremely important to your family that you get life insurance.



Our advice to you is to get as many life insurance quotes as possible from as many companies as you can.  When you complete your request for a quote, an agent will call you to discuss your needs.  This way you can decide what policy, or even better, what insurance company will best provide for your needs.  To start getting online life insurance quotes, click on the image above.

Term Life Insurance

Term Life insurance, also referred to as temporary life insurance, is the least expensive type of life insurance.  The reason for this is that term life insurance only pays out if the insured person dies in the designated time period.  Also, term insurance doesn’t build cash value over time like other insurance policies and is therefore mainly purchased for the security provided by the death benefit.  Policies can usually be taken out for 5, 10, 15, 20, or 30 years.  Many policies have an option of changing to a permanent life policy.

The biggest advantage of term life insurance is the low premiums.  The biggest disadvantage is that your coverage may expire at the end of your term, which can leave you with nothing to show for your investment.

There are 3 basic types of term life insurance.

1. Decreasing Term

2. Level Term

3. Annual Renewable Terms


Purchasing term life insurance on an annual basis is probably the easiest.  The payable premium is only the expected probability of the person dying within that year, plus a few small fees, such as a cost and profit component.  Insurers can choose whom they decide to ensure, therefore the probability that the person they choose to insure, dies, is generally going to be very low. Because of this reason, and also the fact that this policy isn’t very cost effective, most people choose not to purchase one-year terms.


Many people go with annual renewable terms (ART).  In ART, a premium is paid for the coverage of one year and then is guaranteed to be continued each for so an X number of years, this could be anything from 10 to 20+ years, depending on what the insured person decides on.  Even though this type will cause the insured to pay a higher premium, the probability of the benefits paid will be higher.


A level term is probably the most popular type of term life insurance. This is a renewable annual term with a premium that stays constant for X amount of years.  These terms are usually 10, 15, 20, and 30 years. Level terms are normally charged at a higher premium for a longer amount of time, simply because as people get older they are more expensive to ensure. Even though they are more likely to be paid the benefits in the end, many people are not comfortable with regular life insurance for whatever reason. For these types of people, term life insurance is a great choice because it gives one the option of having life insurance for a certain time period with the option to be renewed annually.


If you are interested in purchasing life insurance, or want to talk to someone about it click here to get your free life insurance quotes.